The Highest Yield Savings Accounts

The highest yield savings accounts
Find Out Which Savings Accounts Offer the Best Returns
Saving money is a key part of financial stability and security. But in order to really make the most of your savings, you need to find an account that offers a high yield.
A high yield savings account is a type of account that offers a higher interest rate than a traditional savings account. This means that you can earn more money on your deposited funds.
When it comes to finding the best high yield savings account, there are a few things to keep in mind. First, look for an account that offers a competitive interest rate. Second, be sure to consider the fees associated with the account. And finally, make sure the account is FDIC-insured.
What are the best high yield savings accounts available today?
1. Capital One 360 Savings Account: 0.40% APY
The Capital One 360 Savings Account is a great option for those looking for a high yield savings account. This account offers a competitive interest rate of 0.40% APY. There are no monthly fees associated with this account. And best of all, the account is FDIC-insured.
2. Ally Bank Online Savings Account: 0.50% APY
The Ally Bank Online Savings Account is another great option for those seeking a high yield savings account. This account offers a competitive interest rate of 0.50% APY. There are no monthly fees associated with this account. And like the Capital One 360 Savings Account, the Ally Bank Online Savings Account is also FDIC-insured.
3. Discover Online Savings Account: 0.50% APY
One of the best savings accounts is offered by Discover. This online bank offers a rate of 0.50%APY on their savings account with no minimum deposit required and no fees whatsoever. Their customer service is great, and you can easily access your money when you need it.
4. CIT Bank Premier High Yield Savings Account: 0.50% APY
The CIT Bank Premier High Yield Savings Account is a great option for those looking for a high yield savings account. This account offers a competitive interest rate of 0.50% APY. There is a little to zero minimum balance required to open the account, and there are no monthly maintenance fees.
One of the great things about this account is that it offers a tiered interest rate structure. This means that the interest rate will increase as your balance increases. For example, if you have a balance of $10,000, you will earn an interest rate of 1.60% APY.
5. Barclays Online Savings Account: 0.55% APY
The Barclays Online Savings Account is another great option for those looking for a high yield savings account. This account offers an interest rate of 0.55% APY. There is very low minimum balance required to open the account, and there are no monthly maintenance fees.
One of the great things about this account is that it offers a variety of features such as online and mobile banking, 24/7 customer service, and a free online bill pay service.
6. HSBC Direct Savings Account: 0.15%
If you’re looking for a high yield savings account with global reach, the HSBC Direct Savings Account could be a good option for you. With an annual percentage yield (APY) of 0.15%, this account offers one of the higher interest rates currently available.
There is no minimum balance required to open the account, and you can make up to six withdrawals per month. One downside is that HSBC only has branches in select U.S. cities, so you’ll need to do your banking online or through the mobile app.
7. Goldman Sachs Bank USA High Yield Savings Account: 0.50% APY
If you’re looking for high yield savings account with no monthly fees, the Goldman Sachs Bank USA High Yield Savings Account may be a good option for you. This account offers a competitive interest rate and doesn’t require a minimum balance. You can also link your account to a checking account so you can easily transfer funds between the two accounts.
8. Sallie Mae Bank Savings Account: 0.55% APY
You’ve probably heard of Sallie Mae as a student loan provider, but did you know that they also offer a high yield savings account? The Sallie Mae Bank Savings Account offers an impressive 0.55% APY, making it one of the highest yielding accounts available. There are no monthly fees and no minimum balance requirements, so it’s easy to get started. Plus, you’ll get free online banking and mobile check deposit. If you’re looking for a high yield savings account with great features and no hidden fees, the Sallie Mae Bank Savings Account is a great option.